I fully agree but … easier said than done.
I own m43 Lumix camera (gx9). Since I mostly shoot people I use center weighted metering. I have also activated zebra patter to warn about burned highlight in live preview. Aaaand I look at the histogram all the time. I know that it’s all JPEG base thus I have around 1EV margin most of the time, but that’s rough guess.
In darktable I frequently find that I was too conservative or went to far. It’s not so easy to get right metering for RAW processing in my camera.
I don’t mind burned highlights when I agree to them but what I can’t stand is the sharp/sudden transition.
As I recall there was a good reason not to have RAW (linear) histogram in camera: Most of the time data will reside in first 15% of the histogram while after applying the gamma the histogram will look as we expect it.